Andhra Bank
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Toll Free Number: 1800 425 1515

Call 040-23122297 for Internet & Mobile Banking/ATM -24x7 Helpdesk or mail to us on adchelpdesk@andhrabank.co.in

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AB EMERALD CURRENT ACCOUNT
 
  Eligibility


Individuals, Joint Hindu Family concerns, Sole Proprietary concerns, Partnership Firms, Private and Public Limited Companies, Public Corporations, Clubs and Associations, Co-operative Societies, Government Departments, Religious Endowments, Semi-Government or Local Bodies, Trusts, etc.

Account can be opened with an initial deposit of Rs.2,00,000/- with Quarterly Average balance of Rs.3,00,000/-

 
 General Benefits
 
  • Priority locker allotment.

  • 1000 personalized cheque leaves per month, free of charge.

  • Free unlimited cash withdrawal at Home branch.

  • Free cash withdrawal up to Rs.2.00 lac by self and up to Rs.50,000/- by third parties at Nonhome branches duly observing KYC norms.

  • Unlimited Cash Deposit at non-home branches by self or third party duly observing KYC guidelines. There are no cash handling /ABB charges.

  • Waiver of SMS charges.

  • Waiver of charges on NEFT/RTGS outward transactions provided the customers maintain QAB

  • Waiver of Annual Maintenance charges on Demat A/c (Terms and conditions apply)

  • Internet Banking Facility at free of cost.

  • Free Statement of Account – Once in a fortnight

  • For account holders who are eligible for Retail Loans as per the guidelines of respective loan facilities. 25% concession in processing charges will be provided.

  • All the benefits are subject to initial deposit of Rs.2.00 lakhs and QAB of Rs.3.00 lakhs.
 
  Specific Benefits /Conditions To Individual/Sole Proprietory Accounts

  • Accidental insurance coverage is available for Rs.5.00 lakhs. Insurance premium will be borne by the bank.

  • Above insurance cover is available to the customers in the age group of 18 years to 75 years.

  • ATM/Debit card annual maintenance charges are waived.

  • Annual subscription on credit card is waived.

  • Waiver of service charges on withdrawal of amounts from non-Andhra Bank ATMs.

  • All the benefits are subject to initial deposit of Rs.2.00 lakhs and QAB of Rs.3.00 lakhs

 
  Charges on Non-maintenance of QAB :
 
Quarterly Average Balance
Penalty per Quarter
For Rs.3.00 lakh
Rs.1,000/-
 
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