• Andhra Bank has network arrangement with 51 member banks of National Financial Switch providing access to more than 63,800 ATMs across the country.
• Unique feature of linking TEN accounts of the cardholder across the country to the same ATM/Debit card and instantaneous funds transfer through ATMs;
• Acceptance of all VISA and MASTER affiliated cards;
• Andhra Bank debit cards have international acceptance and can be used over ATMs and POS machines around the globe.
• Facility to donate to Tirumala Tirupathi Devasthanams and Shirdi Sai Samsthan at any time through our ATMs using our ATM/Debit Cards
• Cash advances against Andhra Bank Credit Cards: Over our ATM network, Andhra Bank Credit Card holders can avail cash advance facility round the clock across the country.
  Payment of Credit Card Bills: Our ATM Card/Debit Cardholders having Andhra Bank credit cards can pay their credit card bills from any of Bank's ATMs

Andhra Bank issues both VISA and MASTER credit cards in addition to VISA debit card. In association with VISA, Bank has introduced Debit Cards to facilitate the customers and to put the ATM Network resources for optimum use. VISA debit cards facilitate the cardholders to draw cash from any ATM across the world besides providing access to the Merchant Establishments/Point of Sale Terminals for purchase of goods and services.

The following services are available for our ATM Network round the clock:.

• Balance enquiry
• Mini Statement
• Cash withdrawal
• Funds transfer among accounts
• Donations to Tirumal Tirupathi Devasthanams
• Donations to Shirdi Sai Samsthan
• Cash advances / withdrawals against Andhra Bank Credit Cards
• Payment of Andhra bank credit card bills
• Kingfisher Airlines ticket booking
• Free SMS alerts registration
  

An annual maintenance charges of Rs.75/- (plus Service Tax as applicable) will be levied on all ATM/Debit Cards towards maintenance fees from the beginning of the second year of operation.

Re-issuance of ATM / Debit Card: From 01.07.2011 onwards bank will be charging Rs.200.00 (plus applicable service tax) on re-issuance of ATM / Debit Card issued in lieu of lost / misplaced / damaged card.

A ceiling of Rs.10,000/- per transaction is fixed for our Bank Card Holders using other Bank ATMs.