Andhra Bank

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	Features of Loans Against NSCs, KVPs, LIC Policies

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Loans against NSCs, KVPs and LIC Policies

Purpose

To meet any contingencies and personal credit requirement

Types of securities accepted

National Savings Certificates (NSC), Kisan Vikas Patra (KVP), Life insurance policies, any other security that the Bank may specify from time to time

Restrictions

loans or advance of any type will not be sanctioned against

the security of Indira Vikas Patra (IVP)
NSCs and KVPs issued by far off post offices
Life Insurance policies which are in the name of third parties

Amount of loan

Upto Rs 50000/- without third party guarantee and above Rs 50000/- against third party guarantee acceptable to the Bank

Margin

25 % (value of the security includes accrued interest)

Facility

Term Loan

Repayment

Repayable within a maximum period of sixty months

Prepayment charges

Charges applicable as per guidelines in force

Customer Corner

Upset / Complaint / Grievance

Online Services
	PrePaid Card - Customer self care portal
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News & Events

PMRY beneficiaries

New Deposit Scheme AB BONANZA with 9.40% p.a.

Due to unexpected technical difficulties we need to temporarily disable AB Speedway service wef 1st April 2012

New Scheme AB PROFESSIONAL LOAN

NEW YEAR CAR CAMPAIGN: Avail car loans at attractive interest rates

Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad

PPF and SCSS schemes

As per RBI guidelines dated 04.11.2011, with effect from 01.04.2012 the validity of Cheques/Demand Drafts / Pay orders and Bankers Cheques is three months

Do Not fall Prey to Fictitious Offers of Funds Transfer

Our annual profit Rs.1,345 Crore

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