| FAQ Short term credit |
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| Andhra Bank Pattabhi Agri card |
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 Is there any provision to get additional finance over and above the scale of finance fixed for each crop ? |
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Yes. Farmers are eligible to get 20% additional finance over and above the eligible scale of finance |
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| Any stamp duty exemption is available to the farmers at the time of execution of loan documents |
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Small and marginal farmers in Andhra Pradesh are exempted for stamp duty upto a credit limit of Rs.3.00 lacs |
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| Can the farmer draw the crop loan in installments? |
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Pattabhi Agri card is revolving credit and farmer can draw the loan in installments within the limit fixed and also credit the sale proceeds into the account. Multiple credits and multiple debits are allowed in the account. |
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| Can the farmer give the instructions to the branch, not to cover the crop insurance to his loan account? |
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No, coverage of crop insurance is mandatory for all the loanee farmers . All eligible crops are to be covered under crop insurance compulsorily |
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| What are the collateral security and margin norms for agril loans? |
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No margin and no collateral security insisted up on for the limits upto Rs 1.00 lakh.
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| Is the relaxed security and margin norms are eligible to the tenant farmers and JLG groups ? |
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Yes
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| Is Personal accidental insurance cover to the Kisan Credit Card holders available besides crop insurance for the notified crops ? |
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Yes, under Personal Accidental Insurance Scheme, the accidental insurance cover upto Rs50,000 is available for the KCC holders.
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| Kisan Sampathi |
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| What for the Kisan Sampathi loans? |
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It is the facility for the crop loan farmers to avail loan against the crop produce stored to avoid distress sale and to meet th exigencies
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| Non Loanee farmers are also eligible for credit under Kisan Sampathi " |
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Yes
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