Wide acceptability can be used at over 1,35,000 Merchant Establishments and through 12,000 ATMs across the country and globally.
Add-on card facility.
Cash advance facility.
Global acceptability for Gold Cards and Corporate Cards.
No admission fee.
Low annual subscription.
Free Credit Period of 21 to 50 days under rollover credit facility also (i.e., free credit period even on fresh purchases).
Free accident Insurance Cover. except on Credit Cards issued agaisnt lien on Deposit
Free Lost Card Insurance Cover.
Minimum Payment Due (MPD) is 5%.
a) Service Charges @ 2.50% p.m (annualized percentage rate 34.43%) where MPD is paid.
b) Service Charges @ 2.95% p.m. if MPD is not received.
No finance charges.
Credit Card Payment can be made by Cash / Cheque / Pay order / Demand Draft at all Branches or Customers of Andhra Bank can pay through ATMs using AB Debit Card or by submitting standing instructions at their branch for total bill payment. Credit card holders with other bank account can make payment through NEFT(National Electronic Fund Transfer) by using
Documents to be submitted along with the application
1.
Two recent Passport size colour photographs.
2.
Residential Proof such as passport / voter's identity card / telephone bill (land line) / gas bill / driving license.
3.
In case of own house, copy of tax receipt / demand notice, electricity bill
4.
PAN Number / Form 60 or Form 61
5.
Income Proof: a) In case of salaried employees, latest salary slip / certificate (with particulars of gross salary components, deductions and net salary) & Form 16 or IT Return.
For Corporate Cards :
Board Resolution copy, PAN Card Coipy, Articles and Memorandum of Association, Last 2 years audited balance sheet et.,
While the Terms and Conditions are illustrated, the sanction of a card is however at the discretion of the Bank.
Cardholders can contact Credit Card Division, Hyderabad at the following Telephone Numbers
Telephone No.
040 2475 6020/23/24/30 (24x7)
Fax No.
040 2475 5052
National Toll Free No.
1800 425 4059 (9.30 a.m. - 6.oo p.m. on all days)
e-mail ID
ccdhelpdesk@andhrabank.co.in
Contact numbers of Credit Card Centers at the following places.
Sl.No.
Credit Card Center
Telephone No.
01.
Agra
0562- 2225036
02.
Bangalore
080 - 22959637
03.
Bhubaneswar
0674 - 2537934
04.
Chennai
044 - 25332952/53
05.
Eluru
08812 - 230063
06.
Ernakulam
0484 - 2376101
07.
Goa
0832 - 2229829
08.
Guntur
0863 - 2223388
09.
Hyderabad
040 - 23421146/47
10.
Jaipur
0141 - 2374529
11.
Kakinada
0884 - 2373033
12.
Karimnagar
0878 - 2262800
13.
Kolkata
033 - 22891953
14.
Kurnool
08518 - 220888
15.
Mumbai
022 - 24440433/34
16.
New Delhi
011 - 25752925,26,27
17.
Rajahmundry
0883 - 2444354
18.
Tirupathi
0877 - 2247920
19.
Vijayawada
0866 - 2564456
20.
Visakhapatnam
0891 - 2552442
21.
Warangal
0870 - 2550770
Grievance Redressal:
The Cardholder is advised to contact the Bank for making any enquiries or for any grievance redressal through any of the following means:
Help Desk Phone No. 040 - 2475 6020/23/24/30 (24x7) or National Toll Free No.1800 425 4059(9.30 a.m. - 6.00 p.m.).
Through e-mail : ccdhelpdesk@andhrabank.co.in
Through Fax No. 040 - 2475 5052.
By writing to nearest Credit Card Center or to Credit Card Division, Head Office, Andhra Bank Buildings, Sultanbazar, Hyderabad - 500 095.
In case satisfactory response is not received by the Cardholder within a reasonable time, Cardholder may contact the nearest Credit Card Center Manager / the Nodal Executive at nearest Zonal Office or Mr. M V Ramanaiah, Chief Manager, Andhra Bank, Credit Card Division, AB Building, Sultanbazar, Hyderabad - 500 095. Phone No.040 2475 6019.
Contact phone numbers of the Nodal Executive at Zonal Offices:
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