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Purchase of Land
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Kisan Bandhu
AB Kisan Chakra
 
Eligibility:

  • Existing borrowers who are owner cultivators having minimum 2 acres of double cropped area / 5 acres of single cropped area.
  • All farmers below the age limit of 55 years.
  • Women Farmers are also be considered.
  • Loans considered in the name of son / daughter, if the farmer has become ineligible due to age factor.
 
Purpose:

Purchase of Two Wheelers & Four Wheelers
 
Amount of Finance:

  • 75% (In case of other farmers)/85%(in case of Small and Marginal farmers) cost of the two-wheeler vehicle, inclusive of life tax and insurance, etc.    Subject to a maximum amount of Rs. 40,000/- will be considered under the scheme for purchase of two wheelers of standard make from authorized    dealers.
  • 75% (In case of other farmers)/85%(in case of Small and Marginal farmers) cost of the four-wheeler vehicle, inclusive of life tax and insurance, etc.    Subject to a maximum amount of Rs.3,00,000/- will be considered under the scheme for purchase of four wheelers of standard make from authorized    dealers.
  • Term premia of  0.25% applicable if the repayment exceeds 3 years.

 

 
Margin:


Minimum of 25%(in case of other farmers and 15% in case of Small and Marginal Faarmers) of the vehicle cost including insurance and life tax.

 

 Rate of interest:


click here for Interest rates
 
Others:

  • Vehicle to be hypothecated to the bank.
  • 'C' Book endorsement incorporating Bank's lien.
  • Insurance with Bank's clause.
  • Suitable guarantee of third party.
  • Collateral Security in the form of Mortgage for aggregate limits exceeding Rs.1,00,000/-
 
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News & Events

As per RBI guidelines w.e.f.,01-November-2014 the number of free ATM transactions (inclusive of both financial and non-financial transactions) for savings bank account customers at other bank’s ATMs is reduced from the present five to THREE transactions per month for transactions carried out at the ATMs located in six metro centers viz., Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad. However the free transactions (inclusive of both financial and non-financial transactions) carried out in other Bank ATMs at the six metro centers and other locations together, would continue to remain at FIVE.

Waiver of processing charges in Housing Loans, Car Loans, Two wheeler loans, Consumer durables, Clean Loans for the festive season from 25.09.2014 to 31.12.2014

The existing customer grievance redressal mechanism would also cover the complaints relating to outsourcing

Use your Visa Debit Card for shopping in POS/Online within 3 months of card issuance & get 5% Cash back. Offer applicable to cards issued after December 2013,T&C Apply

AS A PART OF RISK MITIGATION MEASURE, DEBIT CARDS ISSUED AFTER 30-11-2013 ARE ENABLED FOR DOMESTIC TXNS ONLY. FOR FURTHER DETAILS PLEASE CONTACT OUR BRANCH.

You can now donate to Shri Saibaba Sansthan Trust, Shirdi through IMPS-Mobile Banking.

Presentation to Analysts

Our Total Income during 12M of FY’12-13 increased to Rs. 13,957 Crore, recording a growth of 14.4%.

Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.

All our Banks’ cheques are “payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.

We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.

Online Grievance Redressal System with Tracking

Online Applications for MSME and Retail Loans

Online Donations to charitable institutions through net banking

Online resetting of Internet Banking Login Password

Interbank transfer of Funds through Mobile Banking using IFSC code

As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.

Any customer could walk in to deposit money in any branch of the bank if the account is in any other branch of the bank to which he wants to deposit the money and there will be no charges on this for any amount

Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)

Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad

PPF and SCSS schemes

Do Not fall Prey to Fictitious Offers of Funds Transfer

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