Individuals, Farmers, Group of Farmers/ Growers, Partnership Firms, Proprietory Firms, NGOs, SHGs, companies, Corporations, Cooperatives, Local Bodies.
Entrepreneur will be free to constuct godown at any place as per his / her commercial judgement except for the restriction that it would be outside the limits of Muncipal Corporation Area.
Rural areas as per the definition of NABARD are to be included under the scheme provided there is sufficient production and availability of potentiality. The structure shall be located on a well-drained site not liable to flooding or inundations and it shall be away from a place likely to be affected by seepage water.
12 to 15 Years, including grace period of 12 months. Normally, the constructions of godown should be completed within 6 months of disbursement of bank loan.Repayments are to be made in monthly /quarterly/HY/Yearly instalments as per rental receipts.
Primary security of the site and the godowns constructed there on. Collateral security is to be obtained at least 100% of loan amount.
The godowns including the stock there in are to be fully insured against all possible risks.
The scope of our existing Kisan Samraksha scheme extended to provide finance to the following:
A) Purchase of Rural Godowns.
B) To under take repairs to the existing Godowns.
The following guidelines are common to purchase or to under take repairs.
Primary security: Equitable mortgage of Rural Godown
Collateral security: 100% of the loan amount
News & Events
Presentation to Analysts
Our Total Income
during 12M of FY’12-13 increased to Rs. 13,957 Crore,
recording a growth of 14.4%.
Form 15G/15H has to be submitted afresh at the beginning of each financial year to avail exemption/concession in TDS. Quoting of PAN is mandatory for availing such exemptions/concessions.
All our Banks’ cheques are “payable at par henceforth. We request all our customers to surrender their old cheque books at their account branch and obtain CTS 2010 Standard Cheque books immediately.
We request all our customers who have issued postdated cheques for repayment of loan installments for loans availed by them to replace the old PDCs with new CTS 2010 Standard cheques.
Online Grievance Redressal System with Tracking
Online Applications for MSME and Retail Loans
Online Donations to charitable institutions through net banking
Online resetting of Internet Banking Login Password
Interbank transfer of Funds through Mobile Banking using IFSC code
Housing loans - festive offer: 100% waiver of processing charges and assured speedy processing, sanction within 5 working days.
As per RBI mandate, cash retraction facility is discontinued from our ATMs. Do not forget to collect cash before leaving ATM room.
Any customer could walk in to deposit money in any branch of the bank if the account is in any other branch of the bank to which he wants to deposit the money and there will be no charges on this for any amount
Fictitious Offers of Cheap funds from abroad - Awareness Campaign - List of Nodal Agency (Cyber Crime Cell / Economic Offence Wing)
Complain to Local Police/Cyber Crime Authorities against Fictitious Offers of Money from Abroad
PPF and SCSS schemes
Do Not fall Prey to Fictitious Offers of Funds Transfer