Andhra Bank
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Toll Free Number: 1800 425 1515

Call 040-23122297 for Internet & Mobile Banking/ATM -24x7 Helpdesk or mail to us on adchelpdesk@andhrabank.co.in

 
Presenting AB HEALTHPLUS - Cigna TTK ProHealth Group Insurance Policy
 

PROTECT YOUR MOST PRECIOUS ASSET: YOUR HEALTH AND THAT OF YOUR LOVED ONES.

   Who is Eligible: 

This scheme is available only to ANDHRA BANK ACCOUNT HOLDERS

Age limit for the first time coverage is 0 years to 70 years (age completed birthday). Renewals are available for the life of the customer. Insurance year commences from the date of payment of premium by the customer and insurance cover will be available for a period of 1 year. Renewal premium should be paid on or before the expiry of one year

 
  What is AB HEALTHPLUS:

It is a Comprehensive Health Insurance Plan with more covers and unique benefits to secure you and your family completely

Description: Description: https://www.andhrabank.in/images/bulate1.jpg What does AB HEALTHPLUS offer:

What the Plan Offers?

  1. A Wide range of Sum Insured from Rs.2 lacs to Rs. 20 lacs
  2. Coverage on individual as well as on a family floater basis. Under the family floater policy, you can cover yourself, your spouse and up to 4 dependent children.
  3. An Exclusive Parents plan that covers either your Parents or your Parents-in-law
  4. Policy renewable for lifetime.
  5. Policy Tenure of 1 year
  6. Cashless facility in 4400+ network hospitals.
  7. Super top-up plan for Sum Insured of Rs.10 lacs for enhancing your existing health cover
  8. Tax benefit under Sec. 80D of Income Tax Act
 
  What are the key coverages under AB HEALTHPLUS:  
  1. In-Patient Hospitalization: An important aspect of your cover which takes care of medical expenses for an illness or injury that requires hospitalization for more than 24 hour’s
  2. Day Care Treatment: We offer cover for treatments that need less than 24 hour’s of hospitalization.
  3. Domiciliary Treatment: Medical Treatment taken at home is also covered in case your condition was not suitable for hospital transfer or if there was no hospital bed available.
  4. Pre and Post Hospitalization Medical Expenses Cover: We don’t just cover you when in the hospital, but are with you through the recovery process too. Medical expenses incurred both before and after hospitalization will be covered.
  5. Donor Expenses: The benefit covers in-patient hospitalization of donor.
  6. Ambulance Expenses: We believe that nothing should come in between you and timely treatment. You are covered for expenses for transportation by an ambulance service provider to the hospital.
 
  What are the UNIQUE BENEFITs under AB HEALTHPLUS:
  1. Restoration of Sum Insured: This benefit provides additional 100% of sum insured once in a policy year in case base sum insured plus cumulative bonus (if any) is insufficient due to claims paid.
  2. Accidental Death Cover: We will pay a lump sum benefit equal to the opted sum insured on account of accidental death for yourself and Rs. 2 lacs for others covered under the plan
  3. Cumulative Bonus: Increases Sum Insured by 10% for every claim free year (maximum accumulation up to 100%)
  4. Health Check-up benefit available every year post 1st renewal for Gold and Platinum plans and once after every 3 policy years for Silver plan
  5. Option to remove Room Rent Cap
  6. Critical Illness benefit of Rs. 50,000 available as an optional cover
  7. Healthy Living Program: We want you to always stay healthy and we encourage you to do so with our health and wellness solutions that encourage you to live a healthy life.
 
 AB HEALTHPLUS Benefit Table at a glance:

BASE PLAN
SUPER TOP-UP PLAN
Variant

 

Silver
Gold
Platinum
Platinum
Sum Insured

 

2/3/4 lacs
5/7.5 lacs
10/15/20 lacs
10 lacs
Annual Aggregate Deductible

 

Not Applicable
Deductible option of 1/2/3/4/5 lacs
Hospitalization Covers

 

In-patient Hospitalization

 

Up to full SI
Up to full SI
Up to full SI
Up to full SI
Room Rent per day

 

1% of SI
ICU – 2% of SI
1% of SI
ICU – 2% of SI
Any room other than suite
Any room other than suite
Pre and Post Hospitalization

 

30/60 days
60/90 days
60/90 days
60/90 days
Day Care Treatment

 

Any treatment Up to SI
Any treatment Up to SI
Any treatment Up to SI
Any treatment Up to SI
Donor Expenses Cover

 

Up to SI
Up to SI
Up to SI
Up to SI
Domiciliary Hospitalization Cover

 

Up to SI
Up to SI
Up to SI
Up to SI
Road Ambulance Cover
(per hospitalization)

 

Up to Rs.2000
Up to Rs.2000
Up to Rs.2000
Up to Rs.2000
 
Restoration
(once a policy year)

 

Up to SI
Up to SI
Up to SI
Up to SI
 
Accidental Death benefit

 

Up to SI^
Up to SI^
Up to SI^
Up to SI^
Pays lump sum benefit equal to full sum insured on account of accidental death for self and Rs.2 lacs for others covered under the plan

 

Health Check-up Benefit (for insured persons aged 18 years and above)

 

After every 3 policy years

Up to Rs.1200 per person)

Every year post 1st renewal (Up to Rs.1200 per person)
Every year post 1strenewal (Up to Rs.3000 per person)
Every year post 1st renewal (Up to Rs.3000 per person)
Cumulative Bonus (10%)

 

Not Available
Optional Covers

 

Room Rent Capping Removal

 

Not Available
Not Available
Critical Illness Benefit
Sum Insured – Rs.50,000

 

 
 How to purchase AB HEALTHPLUS:
  1. Download the proposal form and take print out (DOWNLOAD APPLICATION)
  2. Fill up the enrolment form
  3. Handover the Proposal Form at any Andhra Bank branch along with cheque for the premium amount

For any support/queries call 1800-123-263472(ANDHRA)


d  Other Key terms and conditions  
d

KEY WAITING PERIODS

  1. Initial waiting period for hospitalization is 30 days since inception of cover
  2. 24 months exclusion for specific diseases like cataract, hernia, hysterectomy, joint replacement etc.
  3. Pre-existing diseases not covered for the first 36 months of the policy.
  4. First 90 days waiting period from the inception date of the policy for any Critical Illness whose signs or symptoms first occur.
d  KEY EXCLUSIONS 
d
  1. HIV/AIDS and its complications
  2. Genetic Disorders, Mental Disorders
  3. Intentional Self Injury, Suicide, Attempted Suicide or Drug abuse
  4. Treatment received outside India


This is only a summary of the product features. The actual benefits available shall be described in the policy, and will be subject to the policy terms, conditions and exclusions. For more details on risk factors, terms and conditions, read the sales brochure and speak to your advisor before concluding a sale. For complete details, refer policy terms and conditions, call our toll free helpline exclusively for Andhra Bank customers.

Andhra Bank is an IRDAI Licensed Corporate Agent (CA License No. CA0055) of Cigna TTK Health Insurance Company Ltd. (Cigna TTK). This insurance policy is underwritten by Cigna TTK. Participation by Andhra Bank Customers shall purely be on voluntary basis. Trade Logo belongs to M/s Cigna Intellectual Property Inc. and TT Krishnamachari & Co. and used by Cigna TTK Health Insurance Company Ltd. Regd. Address: Cigna TTK Health Insurance Company Ltd., 4th Floor, Raheja Titanium, Off Western Express Highway, Goregaon East, Mumbai-400 063. IRDAI Reg. No.: 151. CIN: U66000MH2012PLC227948. Cigna TTK ProHealth Group Insurance Policy. UIN: IRDAI/HLT/CTTK/P-H(G)/V.I/39/2016-17. Tax benefit available as per plan opted. Tax benefits are subject to changes in the tax laws


Click here for Enrolment Form for ProHealth Group Insurance Policy

 
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