Andhra Bank
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Western Union Money Transfer
 Western Union Money Transfer
The fastest Way to Receive Money Worldwide

Living abroad, your loved ones are so far away. But when they send money home with Western Union, it brings them closer. With Western Union’s state-of-the-art computer systems and a secure global network, the money reaches you safely in minutes.

  1. What is Western Union Money Transfer?

Remittances from abroad come by Swift/Drafts/Cheques which takes 10 days to realize the proceeds by the Customer. In Western Union Money Transfer, the time taken will be very less. 

  2. Who introduced Western Union Money Transfer Service?

Western Union Financial Services International, USA introduced International Money Transfer Services. It is a subsidiary of First Data Corporation, a Fortune 500 Company. At present, Western Union has over 1,20,000 Agent locations in more than 190 countries.

  3. Describe a typical monetary transaction made through Western Union?

If Someone wants to send money to their family in India, all they need to do is walk into a Western Union Agent location. There, they fill out a “To Send Money” Form and hand the amount being sent along with the required service fee to the Agent. The information is then keyed at once into the dedicated Western Union system, which is connected to various centers through a proprietary software around the world. The Receiver/Beneficiary can then go to any of our identified Andhra Bank Branches* offering Western Union Money Transfer Service fill out a “To Receive Money” Form and show proper photo identification. Once this information is verified and found to be satisfactory, the Branch pays the Money.

  4. What type of Remittances are permitted / not permitted in this Service?

According to Reserve Bank of India (RBI) guidelines, only personal remittances towards family maintenance and remittances favoring foreign tourists visiting India are permitted under this Service. All Trade related remittances, remittances towards purchase of property, investments or credit to NRE/FCNR Accounts etc or Donations/Contributions to Charitable organizations are not permitted under this Service.

  5. What is the maximum amount permitted by RBI under this Scheme?

For our Customers and also General Public, any single remittance under the scheme shall not exceed US Dollors 2500 or its equivalent. Branches can pay up to Rs.49,999/- by Cash and all amounts of Rs.50,000/- and above shall be paid by Pay Order/Demand Drafts (without our Bank Charges) or Direct credit to the Beneficiary Account in the Branch. For Foreign Tourists amount exceeding Rs.50,000/- can be paid by Cash as per RBI permission. Only 12 Remittances shall be permitted in a year by a single recipient.

 6. What the salient features of the Service?

The Service is approved by Reserve Bank of India. The Beneficiary/Receiver pays no fee. Neither the Sender nor the Receiver has to have a bank account. The Service is Fast, Safe, Legal & Reliable. Each transfer is protected by a world class security system.

  7.Identity proof to be submitted for receiving money?
  • Passport 2. Driving License 3. Ration Card 4. Voters ID 5. PAN Card 6. Refugee Card

7. Student ID issued by Government College 8. Bank Pass Book (with Photo) 9. Army card
10. Police Card.

All these IDs must be valid at the time of transactions.

  8. Andhra Bank Branches where amount can be received?

Nearly 50% of the branches of Andhra Bank are designated centers to receive money under Western Union Money transfer. Look out for the Western Union Money Transfer sign Board in front of the branches to receive money by you.